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Refinance Loan Center from Blue Ridge Bank


Our Refinance options can help you make the most of your mortgage and get ahead according to your goals. 


Shorten Your Loan Term

Refinance into a shorter term, so you can pay off your mortgage sooner.

Good for

  • Reducing the amount of interest you'll pay
  • Becoming mortgage-free faster

Take Cash Out

Leverage your investment and use the equity your house has gained over the years.

Good for

  • Renovating your home
  • Paying down high-interest debt

Lower Your Payment

As an established homeowner, you can improve your financial security by refinancing to a lower payment. 

Good for

  • Saving for college
  • Planning for retirement




30 Year Fixed Mortgage

Interest Rate






Disclaimer:  Rates are based upon the refinance of a single family, owner occupied, property in Virginia with a loan amount of $250,000, credit score of 720+, and an LTV of 75% or less.  APR = Annual Percentage Rate. 






*Borrowers must met qualifying approval criteria based on specific loan requirements and appropriate documentation available at the time of application. Specific savings are not guaranteed and vary according to borrower's ability to meet aforementioned criteria.This is being provided for informational purposes only. Rates and programs are subject to change due to unforeseen market conditions, borrowers credit profile and eligibility requirements. All payments, monthly principal, interest, taxes and insurance are based on 360 monthly payments. APR stands for Annual Percentage Rate. Total obligations could be higher. This is not a commitment to lend. Stated rates are subject to change and are valid as of 2/20/20



Additional Refinance Information

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