Privacy Policy

Blue Ridge Bank, N. A.
ATTN: Compliance Officer
P.O. Box 1224
Martinsville, VA 24114

 

Privacy Notice Last Revision 2/14
FACTS
WHAT DOES Blue Ridge Bank, N. A. DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Blue Ridge Bank, N. A. chooses to share, and whether you can limit this sharing.
 
Reasons we can share your personal information
Does Blue Ridge Bank, N. A. share?
Can you limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
YES
 
NO
For our marketing purposes – to offer our products and services to you
YES
No
For joint marketing with other financial companies
NO
We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences
NO
We don't share
For our affiliates’ everyday business purposes- information about your creditworthiness
NO
We don't share
For nonaffiliates to market to you
NO
We don't share
 
 
 
 
QUESTIONS?
Call 276.638.2929 or go to our website www.rcbna.com
 
 
What we do
How does Blue Ridge Bank, N. A. protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Blue Ridge Bank, N. A. collect my information?
We collect your personal information, for example, when you
  • Open an account
  • Pay bills or apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

 

Why can’t I limit all sharing?
Federal Law gives you the right to limit only
 
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • MainStreet Title Agency, LLC
  • Lighthouse Title Insurance Corporation
  • AES Title Partners, LLC DBA RCB Title
 
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Blue Ridge Bank, N. A. does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or service to you.
  • Blue Ridge Bank, N. A. doesn’t jointly market.

 

Blue Ridge Bank, N. A.

Mortgage Lending Division
202 Centreport Dr Suite 150
Greensboro, North Carolina 27409
NMLS # 448992

Phone: 336-931-1222 | Fax: 336-931-1107

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